Rating Advisory

• Rating indication
• Coaching the rating process
• Rating Evaluation Service
• Support during ongoing monitoring
• Coaching during regular rating evaluation

• Complex analysis of qualitative and quantitative corporate information
• Identification of rating sectors
• Analysis of key factors influencing the rating
• Evaluation of strategic changes impacting the rating
• Coordination of rating activity

Rating assessment

• The new international regulations on capital adequacy of FIs known as the „Basel Accord II“ came into force at the beginning of 2007. This regulation impacts how credits are granted to companies. VGD Corporate Finance offers the analysis of company credit profile – the „rating“ – from the perspective of FIs and evaluation of their readiness for Basel II.
• The creditworthiness of a company becomes the main criteria for specifying the interest rate. This practically means that companies with higher creditworthiness would get better interest rates (i.e. cheaper credits) rather than companies with lower creditworthiness that would have to anticipate higher interest rates – this is because a bank would have to compensate higher risk by higher reserve capital fund. The company rating becomes an evaluation criteria for a creditworthiness.

 

Why Do We Need Rating?

• … belongs to four pillars of successful presentation of the company in relation to capital and financial markets as well as to company's commercial environment.

Capital and Financial Markets